Resident Guides
Deep dives into everything you need to know — loans, taxes, insurance, exams, housing, and more.
The 2026 Resident's Guide to Student Loan Repayment
SAVE plan killed, RAP launching, Grad PLUS gone. Everything changed — here's what to do.
PSLF for Medical Residents: The Complete Guide
Step-by-step guide to Public Service Loan Forgiveness. 120 payments, $200K+ forgiven tax-free.
Why Residency Is the Best Time to Start a Roth IRA
You'll never be in a lower tax bracket again. Here's how to turn $30K into $300K tax-free.
Disability Insurance: The Most Important Purchase in Training
25% of physicians face a 90+ day disability. Own-occupation coverage explained.
Step 3, ITE & Board Certification: The Exam Roadmap
When to take Step 3, how to prep, BASIC/ADVANCED/APPLIED timeline, and study resources.
How to Budget on a Resident Salary in NYC
Real take-home math, line-by-line budget, moonlighting taxes, and the WCI waterfall.
Finding Housing as a Resident in NYC
Neighborhood deep dives, broker fees, the 40x rule, guarantors, and where to actually live.
The Intern Year Survival Guide
Impostor syndrome, night float, clinical tips, mental health, and what to expect on July 1st.
The Complete Post-Match Checklist
Everything to do between Match Day and Day 1 — timeline organized, nothing forgotten.
Fellowship vs. Straight to Practice: Career Planning
Fellowship ROI, academic vs private, contract negotiation, and the attending job search.